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Bienvenido a los fondos de beneficios de MCASF Local 725 Dentro de este sitio web, ahora tendrá acceso las 24 horas del día, los 7 días de la semana a los formularios solicitados comúnmente, enlaces destacados útiles, preguntas frecuentes sobre beneficios y acceso seguro a la información de sus beneficios personales. ​ Información valiosa, ¡a un clic de distancia! Changes To The Health Plan ~ Effective May 1st Changes to the Health Plan, Effective May 1st The Board of Trustees carefully & routinely reviews the Health Plan benefits, eligibility & vendors to ensure the best affordable benefits are provided to you and your dependents. Two changes are occurring May 1st. Learn More Prescription Benefit Manager (Rx Network) Change Effective May 1, 2024, SAV-RX will replace Florida Blue's Prime Therapeutics as the Health Fund's prescription benefit manager. You will be receiving more information from Sav-Rx and a new Prescription ID Card prior to May 1, 2024. Frequently Asked Questions New Medical Plan from Florida Blue Effective May 1, 2024, Florida Blue's BlueOptions will replace the current BlueChoice as the Medical Plan of the MCASF Local 725 Health Fund. You will be receiving your BlueOptions ID Card prior to May 1, 2024. Frequently Asked Questions Member Assistance Program Is Now Available! Learn More A Better You Information & webinars for a healthier you... Click Here To Learn More Patient Portal Get ready to experience a seamless and convenient way to manage your medications. The Sav Rx portal puts your Pharmacy Benefits at your fingertips! Read More Visit Sav Rx Portal Resultados preliminares de inversión del DC Fund 7,3% hasta la fecha como o f 30 de junio de 2023 Monthly Newsletter Pain Management: One area that is often not acknowledged is the psychological and emotion distress that can result from acute & chronic pain. Read More Monthly Video Understanding the Connection Between Pain & Mental Health: Remember help is out there, and you don't have to navigate these challenges alone. Blog Florida Azul Lee mas Centros Florida Blue Lee mas Centros Florida Blue Lee mas Blog Florida Azul miami las cataratas Hialeah Fort Lauderdale / Amanecer Playa de Boynton / Playa de palmeras Puerto de Santa Lucía Life Advisor Well-Being Webinar Mindful Meditation - A living learning experience Thursday, August 8th at 1:30 p.m. Join the webinar to guide yourself through the practice of mindful meditation. Don't miss this opportunity to improve your mental clarity! Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library Stay Informed About Your Benefits..... With text messages from us! Sign Up today so you don't miss out on important information. ¡Inscribirse! Participant Portal Do more online..... Did you know you can change your address directly on the portal or you can update your beneficiaries. ​ You can complete your enrollment form directly on the portal. Form is pre-populated with your information currently on file so it's easy to update, just a few clicks and you are done. ​ If you are a pensioner, you can change your bank information on your direct deposit. ​ If you need to send us important personal documents such as a birth certificate for a new born or a marriage certificate for your new spouse, you can now upload those documents securely through the participant portal. Login Here Reciba las últimas noticias en su bandeja de entrada ¡REGÍSTRATE HOY! Suscríbete a nuestro boletín • ¡No te lo pierdas! Correo electrónico Unirse ¡Gracias por suscribirte! Reciba las últimas noticias en su bandeja de entrada ¡REGÍSTRATE HOY!

Member Assistance Program Available Starting October 1, 2023 What services will the new Member Assistance Program provide you? The MCASF Local 725 Health & Welfare Trust is pleased to introduce a new Members Assistance Program designed to help Local 725 members and their covered family members cope with the many personal and work challenges that we all encounter from time to time. For example, you may need confidential assistance managing stress or depression, learning new parenting skills, or finding a nursing home for a loved one. This new program, the Ulliance Life Advisor Member Assistance Program , provides many services including short-term counseling for mental health issues, coaching, crisis intervention, and community resources. Other examples of areas of assistance include: Counseling to help you manage stress, anxiety, and depression. Substance abuse counseling. Family issues counseling. Financial counseling. We think this program will be very helpful for you and your family members who are covered under the health plan. ​ Read the Introductory letter to this new program. READ HERE Program Information How is it funded? This new program is funded by the MCASF Local 725 Health & Welfare fringe benefit contribution paid by employers on behalf of eligible Local 725 members. The many services covered by the program will be provided to covered Local 725 members and their family members at no charge. Who should I contact with questions? As with all fringe benefits provided for under the terms of the MCASF Local 725 labor contract, this program will be administered by Benefit Services. If you have questions, please contact Benefit Services. When does the program go into effect? These new members assistance services became available on October 1, 2023. ​ How will Local 725 members and their covered family members be informed about the program? Making sure that all Local 725 members are aware of this new program & the services that it provides is a top priority. With that in mind, the following outreach events are planned: Throughout the month of September, Benefit Services will share information with you via US mail and E-Mail. Benefit Services is coordinating virtual presentations to take place during employers' monthly safety meetings. ​ How can you help support this effort? Benefit Services regularly sends out helpful information on all benefits administered by our office. You can help ensure that we are reaching your covered family members by signing up for our newsletters & important announcements. Spread the word: Please encourage your Local 725 brothers and sisters to watch their mail and emails. Watch Watch these introductory video on our new Member Assistance Program Watch Introductory Video Learn More Learn more on our new Member Assistance Program Member Assistance Program Summary How to Login into the MAP Portal Legal & Financial Assistance 15 Reasons To Use the Life Advisor EAP Anxiety, Stress, Sadness/Depression, Anger, Communication, Relationships, Substance Use/Addictions, Grief and Loss, Parenting/Family, Medical/Elder Care, Career/Performance Issues, Domestic Violence, Legal/Financial. The EAP is for concerns that impact your daily life, relationships, work-life balance, mental health, work and career, quality of life and overall wellness - right now. Call today and speak with a mental health professional before your concerns become a crisis. 1. When you've had an argument with your spouse/significant other and are struggling with communication. 2. When you're worried about something your teenager said or did. 3. When your good friend suddenly ghosts you and you have no idea why. 4. When you're stressed because there's not enough money for holiday season, summer vacation or bills. 5. When you've got a legal question, but you'd rather not ask your family member. 6. When you're feeling overwhelmed with Just. Too. Much, Stuff. To. Do. 7. You just got married and your kids and your new spouse's kids aren't getting along. 8. When you feel down or anxious, don't know why, and aren't sure how to deal with it. 9. When you're struggling at work making mistakes, calling in, or getting written up often. 10. When your grown kids are asking too much of you. 11. When your spouse has lost their job and you don't know where to turn. 12. When you're feeling really isolated, lost or lonely. 13. When you've decided to rein in your spending and create a family budget. 14. If you've thought about hurting yourself. 15. When you've had a death or loss in your family and would like to talk to someone. Ulliance provides no cost, confidential, short-term counseling for you & your family. Contact us at 800-448-8326 Monthly Newsletter Pain Management: One area that is often not acknowledged is the psychological and emotion distress that can result from acute & chronic pain. Read More Monthly Video Understanding the Connection Between Pain & Mental Health: Remember help is out there, and you don't have to navigate these challenges alone. Life Advisor Well-Being Webinar Mindful Meditation in Action Thursday, August 8th at 1:30 p.m. Join the webinar to guide yourself through the practice of mindful meditation. Don't miss this opportunity to improve your mental clarity! Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library Discounts For You! WORKING ADVANTAGE Find exclusive deals on hotels, flights, theme parks, and more for your next vacation. 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Documentos de pensión Formularios de pensión A continuación se enumeran todos los formularios del plan. Puede descargarlos y completarlos. Standard Forms Formulario de retención de impuestos federales sobre la renta (W-4P) Formulario de retención de impuestos federales sobre la renta (W-4P): se puede completar Formulario de depósito directo Formulario de depósito directo: rellenable Formulario de elección de beneficiarios Formulario de elección de beneficiarios: rellenable Formulario de verificación de cambio de dirección Formulario de verificación de cambio de dirección: rellenable Solicitud de beneficios de jubilación Solicitud de beneficios de jubilación: se puede completar (Deberá comunicarse con la Oficina de beneficios para su opciones de beneficios y valores) Solicitud de beneficios para el cónyuge sobreviviente Solicitud de beneficios para el cónyuge sobreviviente: se puede completar Solicitud de beneficios de beneficiario alternativo Solicitud de beneficios de beneficiario alternativo: rellenable Applications ​​ Application for Retirement Benefits for a Married Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your application)​ ​ Application for Retirement Benefits for a Single Person (You will need to contact the Benefit Office for your benefit options and values prior to submitting your appl ication) ​ Surviving Spouse Application for Benefits ​ ​ Alternate Payee Application for Benefits (QDRO) ​ Annual Verification Forms ​​ Pension Verification Forms for Retired Members Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable ​ ​ Pension Verification Forms for Surviving Spouses & Beneficiaries Retirement Verification Form for 2023 Retirement Verification Form for 2023 - Fillable Pension Plan Documents The following documents pertain to all parts of the plan. If there is a document that you need that is not listed, please contact the Benefit Office. Documento del Plan del Fondo Fiduciario de Pensiones ACRA Local 725 Aviso de financiamiento anual Año del plan 2019 Aviso de financiamiento anual Año del plan 2018 Aviso de financiamiento anual Año del plan 2017 Envíos de Pensiones - Avisos Los siguientes documentos se refieren a correos o avisos proporcionados a todos los participantes en el plan. Si hay un correo o aviso que necesita que no está en la lista, comuníquese con la Oficina de Beneficios. ​ Aviso de financiación anual Año del plan 2020 Aviso de financiación anual Año del plan 2019 Aviso de financiación anual Año del plan 2018 Aviso de financiación anual Año del plan 2017 IRS - Cambios requeridos al formulario W-4P en 2023

Documentos de contribución definidos Formularios de contribución definidos A continuación se enumeran todos los formularios del plan. Puede descargarlos y completarlos. Standard Forms Solicitud de beneficios de jubilación Formulario de elección de beneficiarios Formulario de elección de beneficiarios: rellenable Formulario de verificación de cambio de dirección Formulario de verificación de cambio de dirección: rellenable Solicitud de beneficios para beneficiarios alternativos Solicitud de beneficios para el cónyuge sobreviviente o el beneficiario Formulario de elección de aplazamiento electivo 2021 Applications Application for Retirement Benefits Application for Retirement Benefits ~ Fillable ​ ​ Application for Alternate Payee Benefits Application for Alternate Payee Benefits ~ Fillable ​ ​ Application for Surviving Spouse or Beneficiary Benefits Application for Surviving Spouse or Beneficiary Benefits ~ Fillable ​​ Defined Contribution Plan Documents Los siguientes documentos pertenecen a todas las partes del plan. Si hay un documento que necesita que no figura en la lista, comuníquese con la Oficina de beneficios. Documento del Plan de Contribución Definido, vigente desde el 1/1/2015 Enmienda # 1 al Documento del Plan 1/1/15 Enmienda # 2 al Documento del Plan 1/1/15 Enmienda # 3 al Documento del Plan 1/1/15 Informe anual resumido para el año del plan 2018 Correos de contribución definidos Informe anual resumido para el año del plan 2020 ​​ Informe anual resumido para el año del plan 2019 Informe anual resumido para el año del plan 2018 Formulario de aplazamiento electivo para el año calendario 2023 Formulario de aplazamiento electivo para el año calendario 2022 Formulario de aplazamiento electivo para el año calendario 2021 Formulario de aplazamiento electivo para el año revisado 2020 Formulario de aplazamiento electivo para el año calendario 2020 Formulario de aplazamiento electivo para el año calendario 2019

Documentos de atención médica Formularios de atención médica A continuación se enumeran todos los formularios del plan. Puede descargarlos y completarlos. Enrollment Forms Standard Forms Lista de verificación de documentos de inscripción Formulario de inscripción e información vital Formulario de inscripción e información vital (rellenable) Formulario de divulgación de HIPAA Formulario de liberación de HIPAA (rellenable) Formulario de verificación de cambio de dirección Formulario de verificación de cambio de dirección (rellenable) Pérdida de tiempo: solicitud de beneficios por discapacidad Formulario de elección de pago propio suplementario Formulario de elección de beneficios de subsidio para jubilados Formulario de beneficiario Address Change Verification Form Address Change Verification Form (Fillable) ​ Address Change Verification Form (Spanish) ​ ​ Beneficiary Form Beneficiary Form (Fillable) Beneficiary Form (Spanish) 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Annual Family Statements 2023 Annual Family Statement 2023 Annual Family Statement (Fillable) ​ Health Plan Documents Los siguientes documentos pertenecen a todas las partes del plan. Si hay un documento que necesita que no figura en la lista, comuníquese con la Oficina de beneficios. Resumen de beneficios y cobertura para 2021 ​​ Pérdida de tiempo: disposiciones sobre prestaciones por discapacidad ​​ Reglas de subsidio para jubilados ​​ Reglas complementarias de pago por cuenta propia ​​ Aviso de prácticas de privacidad de HIPAA Divulgación de la Ley de recién nacidos Salud de la mujer y derechos contra el cáncer Programa de seguro médico para niños ​ Resumen de beneficios y coberturas para 2020 Resumen de beneficios y coberturas para 2019 Health Care Mailings Informe anual resumido para el 31-12-19 Informe anual resumido para el 31/12/18 Aviso del Memorial Hospital ​​ Declaración anual de la familia BlueOptions A continuación se enumeran los servicios y productos que se ofrecen a través de nuestro proveedor de la red médica, Florida Blue. Opciones de autoservicio Florida Blue Centros médicos Sanitas mySanitas Chat Centros para participantes de Florida Blue Aplicación móvil Florida Blue ¿Dónde debo acudir para recibir atención? Pautas de cuidado preventivo Saber antes de ir Mejor tu zancadas Carta del Memorial Hospital a los miembros Medical Website Listed below are services and products offered through our pharmacy benefit manager, Sav-Rx. Welcome Letter Brochure Dental Listed below are services and products offered through our dental network provider, Florida Combined Life, a Florida Blue company. Your Dental Network Navigating the Dental Provider Network The Importance of Seeing your Dentist Have questions about your dental coverage Oral health for overall health ​ ​ Benefit Summary ~ 8/1/21 - 12/31/21 Benefit Summary ~ 1/1/22 - 12/31/22 Dental Website Listed below is information on the Member Assistance Program offered through our provider, Ulliance Life Advisor Member Assistance Program. Member Assistance Program Summary How to login into the Life Advisor portal Legal & Financial Assistance

About Us Benefit Services was established in 2018 to provide professional, caring and dedicated administration of health care and retirement benefits to the members and their dependents of United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 and to provide remittance support to the contributing employers of Mechanical Contractors Association of South Florida. ​ The Offices of Benefit Services are located at 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. The Funds. The Employee Benefit Trust Funds are administered and maintained by a Board of Trustees, which consist of equal number of labor appointed and management appointed Trustees. Each Employee Benefit Trust Fund is administered through the terms and provisions of their respected Plan Document and Trust Agreement. PENSION FUND The Pension benefits are provided by the MCASF Local 725 Pension Trust Fund. HEALTH FUND The Health Care benefits are provided by the MCASF local 725 Health & Welfare Trust Fund. DEFINED CONTRIBUTION FUND The Defined Contribution benefits are provided by the MCASF Local 725 Defined Contribution Retirement Trust Fund EMPLOYER REMITTANCE Employer remittance support is provided by the MCASF Local 725 Service Corporation The Board of Trustees. Dedication. Expertise. Passion. Co-Chairman Kenneth E. Scott, Jr. Business Manager/FST UA Local Union 725 Co-Chairman Eduardo Llosent CEO Airtech Air Conditioning Labor Trustee Thomas A. Flavell Business Agent UA Local Union 725 Employer Trustee Julie C. Dietrich Executive Vice President Mechanical Contractors Association of South FL Labor Trustee Ralph J. Castro Journeyman South Florida Trane Employer Trustee Carlos I. Borja President Weathertrol Maintenance Corp. Labor Trustee Robert T. Heslekrants General Foreman Nagelbush Mechanical Employer Trustee Christopher S. Figueras President Evo Air The Benefit Office Professional. Caring. Dedicated. Jeffrey Allen Administrator Lianet Prieto Director of Operations Joshua Allen Plan Associate - Retirement Louis Hernandez Coordinator - Healthcare Roberto Mattei Bookkeeper - Accounting

Sus beneficios de atención médica La Junta de Fideicomisarios del Fondo Fiduciario de Salud y Bienestar del Local 725 de MCASF se complace en darle la bienvenida al sitio web de Health Care. Dentro de este sitio web, ahora tendrá acceso las 24 horas del día, los 7 días de la semana a los formularios solicitados comúnmente, enlaces destacados útiles y preguntas frecuentes sobre la información de sus beneficios. About the Health Fund The MCASF Local 725 Health & Welfare Trust Fund is a healthcare plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Healthcare Plan. ​ Changes To The Health Plan ~ Effective May 1st Changes to the Health Plan, Effective May 1st The Board of Trustees carefully & routinely reviews the Health Plan benefits, eligibility & vendors to ensure the best affordable benefits are provided to you and your dependents. Two changes are occurring May 1st. Learn More Prescription Benefit Manager (Rx Network) Change Effective May 1, 2024, SAV-RX will replace Florida Blue's Prime Therapeutics as the Health Fund's prescription benefit manager. You will be receiving more information from Sav-Rx and a new Prescription ID Card prior to May 1, 2024. Frequently Asked Questions New Medical Plan from Florida Blue Effective May 1, 2024, Florida Blue's BlueOptions will replace the current BlueChoice as the Medical Plan of the MCASF Local 725 Health Fund. You will be receiving your BlueOptions ID Card prior to May 1, 2024. Frequently Asked Questions Read SMM #1 MCASF Local 725 Health & Welfare Fund Summary of Material Modifications #1 ~ Cellular & Gene Therapy Exclusion, Effective January 2, 2024 ​ #2 ~ Calendar Year Maximum Out of Pocket Expense Change, Effective January 1, 2024 as required by Section 104(b) of ERISA READ SMM #2 Beneficios medicos Florida Blue proporciona su red de beneficios médicos, para localizar un médico de atención primaria participante en la red Blue Choice, llame al 1-800-664-5295 o visite su sitio web en www.floridablue.com Florida azul Member Assistance Program Is Now Available! Learn More Monthly Newsletter Pain Management: One area that is often not acknowledged is the psychological and emotion distress that can result from acute & chronic pain. Read More Monthly Video Understanding the Connection Between Pain & Mental Health: Remember help is out there, and you don't have to navigate these challenges alone. Life Advisor Well-Being Webinar Mindful Meditation in Action Thursday, August 8th at 1:30 p.m. Join the webinar to guide you through the practice of mindful meditation. Don't miss this opportunity to embark on your journey toward tranquility! Learn More Life Advisor Well-Being Webinar Library OnDemand Videos On demand webinars focusing on work/life balance issues and remedies. Check Out Library HEALTHY ADDITION PRENATAL PROGRAM Florida Blue has found some great ways to help give you and your baby the best care available, even before they are born. Learn More A Better You Information & webinars for a healthier you... Click Here To Learn More Your Prescriptions Are Now Being Handled By Sav-Rx Effective May 1st, Sav Rx became the Health Fund's prescription benefit manager. You should provide your pharmacy with the Sav Rx ID card you received in the mail. This is a prescription insurance card, not a discount card. Watch this area for more helpful information regarding drug coverage through the Health Fund. Website Call Guide Patient Portal Get ready to experience a seamless and convenient way to manage your medications. The Sav Rx portal puts your Pharmacy Benefits at your fingertips! Read More Visit Sav Rx Portal ¡Control de peso más fácil! Loss of Time Benefit Did you know that if you become totally disabled due to non-occupational bodily injury or sickness while eligible for benefits, the Health Fund will pay you a Loss of Time (Short-Term Disability) benefit. ​ Benefits will begin as of the first day of disability due to an accident or as of the 8th day of disability due to sickness and will continue for any one period of disability for a maximum of twenty-six (26) weeks. You do not have to be confined to your home to collect benefits, but must be under the care of a physician. ​ For a Loss of Time benefit , you will receive a benefit based on your job classification. ​ General Foreman, Foreman. R5, R1 & MESJ ~ $500.00 per week R2 & Apprentice 5th Year ~ $ 360.00 per week R3, R4, MES2, MES3, Apprentice 2nd year, 3rd year, 4th Year and MAT ~ $250.00 per week ​ Read more about the Loss of Time Benefit here ​ Applications are available on the Document tab Read More Application Feeling sluggish or down lately? it may be your body's way of telling you to eat more nutrient-rich foods. Good nutrition, along with keeping physically active, sleeping well, and managing your stress, is important to healthy aging and reinforces your body's first line of defense against stress and illness. TODAY is the perfect time to develop better eating habits. We've provided two documents below to help you get started. Healthy Words of Wisdom Making Food Fun Again Sav-Rx Mail Order Pharmacy Benefits Cost-effective option for long-term maintenance & specialty medications All orders shipped directly to your door for no additional charge How It Works Send in prescription Pay at time of order Orders shipped to you Convenient refills by phone, the Sav-Rx website, or the Sav-Rx App How to Send in Prescriptions (3 Options) Ask your doctor to send the prescription electronically to Sav-Rx in Fremont, NE Ask you doctor to fax Sav-Rx the prescription at 402-753-2890 Call Sav-Rx with your prescription drug name and your physician's contact information and Sav-Rx will do the rest! florida azul Blog Florida Azul Lee mas Centros Florida Blue Lee mas Centros Florida Blue Lee mas Blog Florida Azul miami las cataratas Hialeah Fort Lauderdale / Amanecer Playa de Boynton / Playa de palmeras Puerto de Santa Lucía CLICK HERE TO GET STARTED Accesible via Mobile Devices ​ ​ You can also use our Text-to-Mobile feature by creating a new text message* on your smartphone. Type 258311 in the "TO" or "Recipients" field, then type BLUE 1024 in the "Message" field and press send. (make sure you leave a space between the word BLUE and the number) You will then receive a text message reply with a link you can click on to open your digital education kit. *Standard text messaging rates apply based on your plan and your carrier. For an optimal viewing experience use Internet Explorer 10 or newer, Chrome, Firefox, Safari or Edge. Florida Blue is an Independent Licensee of the Blue Cross and Blue Shield Association Copyright 2021 Florida Blue; All rights reserved Map Your Personal Path To Health Welcome to Better You Strides, an online wellness program that uses your needs, goals and interest to build your custom-made plan to better health. Brought To You By: Better You Strides crea un viaje de salud personal para usted: un plan personalizado con acciones recomendadas para alcanzar sus objetivos de salud. Las actividades abarcan una alimentación saludable, consejos para moverse más y formas de sentirse más feliz. Aprende más Take Charge of Your Health! ¿Listo para comenzar a ser una persona mejor y más saludable? Complete su evaluación de salud personal (PHA) Better You Strides y reciba un plan de salud y bienestar personalizado que prepara el escenario para su viaje de bienestar. Aprende más La importancia de visitar a tu dentista Aprende más Protéjase durante la temporada de gripe Obtenga más información sobre cómo evitar la gripe Más información sobre cómo evitar la queja ¿Puedo contraer la gripe por la vacuna contra la gripe? Soy joven, saludable y nunca he tenido gripe. ¿Realmente necesito una vacuna contra la gripe? ¿Cómo puedo saber si tengo un resfriado o gripe? Helpful Healthcare Links Florida Blue Your Link to Florida Blue Florida Blue Dental Your link to Florida Blue Dental Sav-Rx Prescription Service Your Link to Sav-Rx Prescription Services Medicare Your Link to Medicare CDC Your link to the Center for Disease Control Florida Dept. of Health Your link to the Florida Department of Health Health & Human Services Your link to the Department of Health & Human Services Ulliance Your link to Ulliance Life Advisor Member Assistance Suicide & Crisis Lifeline Your link to the National Suicide & Crisis Lifeline Para más información ¡Estamos aquí para ayudar! Si tiene alguna pregunta sobre sus beneficios de salud o su elegibilidad, llámenos al (754) 777-7735 Your health matters. Don't miss this important screening reminder. Getting your Pap smear may help save your life. You may be due for an important routine screening. Completing your routine Pap smear at least every 3 years (or HPV test every 3 years) is one of the best things you can do to help prevent cervical cancer. ​ Also, regular screenings allow you to detect abnormalities early and reduce your chances of developing cervical cancer. ​ Call your primary care doctor or OB-GYN today to schedule your Pap smear or HPV test. ​ Find answers about cervical cancer and screening options, visit www.floridablue.com/answers/managing-your-health/cervical-cancer-screening . Where should I go when I need care? PAGOS COBRA COBRA A RE actualmente en la COBERTURA CONTINUA? Ahora puede realizar el pago de su prima mensual en línea con su cuenta de PayPal Fondo de salud MCASF Local 725 AHORA ACEPTA COBRA Y AUTOPAGOS A TRAVÉS DE PayPal Envíe el pago de su prima mensual haciendo clic en el botón de abajo. Transparencia en la Cobertura El cumplimiento de su Fondo de Salud con la CCA y la Ley No Sorpresas y la Transparencia en la Cobertura. ​ Las reglas finales de Transparencia en la Cobertura exigen que los planes de salud grupales sin derechos adquiridos, como el nuestro, divulguen en un sitio web público información sobre: Tarifas negociadas dentro de la red para artículos y servicios cubiertos Monto permitido fuera de la red y cargos facturados por artículos y servicios cubiertos A partir del 1 de julio de 2022, estos archivos legibles por máquina (MRF) deben estar "disponibles públicamente y accesibles para cualquier persona de forma gratuita y sin condiciones, como el establecimiento de una cuenta de usuario, contraseña u otras credenciales o PII para acceder a la archivo" y debe actualizarse mensualmente. (Estos archivos son extremadamente grandes y la descarga de una persona se verá afectada por su hardware, navegador y velocidad de Internet)​ Puede acceder a estos archivos y documentos legibles  haciendo clic a continuación :  Transparency Website

FAQs This page contains Frequently Asked Questions regarding the Health Fund. Should you have a question or concern regarding your health coverage, contact the Benefit Office at 754-777-7735 or info@725benefits.org Health Fund Frequently Asked Questions Q. Who are my eligible dependents? A. Your lawful spouse; Your biological children up to age 26; Your legally adopted children up to age 26; Your step-children up to age 26; and Child for whom you have been appointed legal guardian by court for length of guardianship or to age 26, which occurs first Q. When do I become eligible for benefits? A. You will become initially eligible for benefits on the 1st day of the month after you have accumulated contributions paid by your employer of 400 or more employment hours during a 5 consecutive month period. ​ Q. How do I maintain my continued health care coverage? A. Once you have passed initial eligibility, to maintain your coverage, you must work at least 100 hours per month. If you do not work 100 hours per month but have sufficient hours in your hour bank to make up the difference, your coverage will be continued. ​ Q. I worked over the amount of hours needed for coverage, what happens to those additional hours? A. For any hours you work over 100 in a month, those exceeded hours are placed into your "hour bank", the maximum amount of exceeded hours allowed to be placed in the hour bank is 1,000 hours (10 months of coverage). You may utilize hours in your hour bank to assist you in maintaining coverage (i.e. You only worked 60 hours in a month, so you will be short by 40 hours for coverage but your hour bank has a balance of 200 hours. The Fund will withdrawal 40 hours from your bank and add those hours to the 60 hours you work to ensure you have continued coverage. After the withdrawal, your hour bank balance will be 160 hours). Q. How do I add my new baby or spouse to my insurance plan? A. You must submit a completed, signed Enrollment & Vital Information Form along with other required legal documentation to the Benefit office. You can download the Enrollment & Vital Information Form located under Health Care Document section on this website and mail it into the Benefit Office. You must enroll your new dependent within 30 days of birth, adoption, marriage or other important life changes. Documents Required Are : (you must provide these documents or your dependent will not be covered) Spouse: copy of your marriage certificate, copy of spouse's photo ID, copy of spouse's Social Security Card Child : copy of your child’s birth certificate, copy of child's Social Security Card, copy of child's photo ID (if applicable) Step-child : copy of legal decree for coverage, copy of recent tax return, child’s birth certificate, copy of child's Social Security Card, copy of child's photo ID (if applicable) Adopted child: copy of legal decree of adoption, copy of child's Social Security Card, copy of child's photo ID (if applicable) Child for whom you have been appointed their legal guardian: original copy of legal guardianship documents, copy of child's Social Security Card, copy of child's photo ID (if applicable) If Temporary guardianship, status updates will be required every 6 months Failure to remit the required enrollment & vital information form and documents will delay your dependent from getting on coverage. Q. How do I add my spouse to my healthcare benefit? A. Please contact the Benefit Office at (754) 777-7735 for more information. You may also download an Enrollment & Vital Information form located under Health Care Documents section on this website. Once downloaded, complete the enrollment & vital information form in its entirety and submit a copy of your marriage certificate, a copy of spouse's photo ID and copy of spouse's Social Security Card. Failure to remit the required enrollment & vital information form and documents will delay your spouse from getting on coverage. Q. How do I add my newborn child to my healthcare benefit? A. Please contact the Benefit Office at (754) 777-7735 for more information. You may also download an Enrollment & Vital Information form located under Health Care Documents section on this website. Once downloaded, complete the enrollment & vital information form in its entirety and submit a copy of your newborn child’s birth certificate and copy of child's Social Security Card when available. You must enroll your newborn child within 30 days of birth. Failure to remit the required enrollment & vital information form and documents will delay your newborn child from getting on coverage. Q. Whom should I contact if I'm getting a divorced and what documents do I need to submit? A. Please call the Benefit Office and advise the Healthcare and Retirement Services Departments that you are getting a divorce or have already gotten divorced. You will also need to submit a FULL copy of your Judgment of Divorce, Marital Assets/Property Agreements and orders or decrees to the Benefit Office. You should request a new beneficiary form. ​ Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. The Benefit Office does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. ​ Q. I am a first year Apprentice, do I get health coverage? A. No health coverage is not available for first year apprentices. When you advance to a second year apprentice, you will be come eligible for health coverage after 1 hour of work as an Apprentice 2nd year is remitted on your behalf. Eligibility begins on the first day of the month following receipt of that 1 hour of work. ​ Q. Whom should I call if I have questions about my eligibility? A. Please contact the Benefit Office at (754) 777-7735 Q. What if I don’t have enough contributions or hour bank credits to gain eligibility for the month? A. If you fail to have the required employer contributions or hour bank credits to continue healthcare coverage, you may continue coverage by electing COBRA. Each month, the Benefit Office will determine if you have enough hours or hour bank credits to continue eligibility. If you do not, you will receive a COBRA package in the mail explaining your rights under COBRA. It is important to read this package thoroughly so that you are aware of your rights and understand the steps for continuing coverage under COBRA. Q. Will my child(ren) who is/are age 19 through age 26 be covered under the Plan? A. Yes. Due to the Healthcare Reform Act, dependent children are now eligible to remain on the coverage until the age of 26, regardless of student status. Please contact the Benefit Office at (754) 777-7735 for more information. Q. How do I make a payment to continue my Health Care coverage? A. You may remit monthly COBRA self-payments via personal check, money order or cashier’s check to MCASF Local 725 Health & Welfare Fund at 15800 Pines Blvd., Suite 201, Pembroke Pines, FL 33027. You may also pay through your PayPal account, the PayPal button is located on the Health main page. Q. How do I inquire about the status of my medical claim? A. Your medical claims are paid by Florida Blue. Should you have any questions on your medical benefits, claims status, please contact BCBSFL at (800) 664-5295. ​ Q. How do I request a new medical ID card? A. To request a new medical ID card, please contact Benefit Office at (754) 777-7735. ​ Q. Is there a deductible for the insurance? A. Yes, In-Network; $500 per person/ $1,500 family. Out-of-Network; not applicable. Generally, you must pay all of the costs from providers up to the deductible amount before this plan begins to pay. If you have other family members on the plan, each family member must their own individual deductible until the total amount of deductible expenses paid by all family members meet the overall family deductible. The medical plan's benefit year is January 1st through December 31st. ​ Q. Is there a deductible or co-payment on office visits? A. Yes, there is a $45.00 co-payment for a doctor's office visit. ​ Q. Is there a charge for an Emergency Room visit? A. Yes, there is a $300.00 deductible per visit. Urgent care cost is more lower, please check out this helpful flyer Know before you go - Urgent Care vs. Emergency Room t o help you determine which facility you should received care. ​ Q. Is there a maximum I will pay for medical claims? A. Yes, once you have met your calendar year deductible, you will pay 20% of the cost for your medical service and the Fund pays 80% of that cost. Once you have paid $3,600 per person / $7,200 family out-of-pocket for your calendar medical claims then the Fund pays 100% of your medical claims for the rest of that calendar year. ​ Q. I'm an Actively working member and I have illness that is preventing me from working, does the Fund offer any benefits? A. Yes, if you become disabled due to illness or non-occupational bodily injury, you may qualify for short term disability if you meet the requirements. You may be entitled to a benefit based on your job classification if your injury or illness occurred off the job. Benefit for General Foreman, Foreman, R5, R1 & MESJ is $500.00 per week. R2 & Apprentice 5th Year is $360.00 per week. And for R3, R4, MES2, MES3, Apprentice 2nd Year , 3rd year & 4th Year and MAT it is $250.00 per week. A maximum benefit of 26 weeks. Please contact the Benefit Office at (754) 777-7735 for further information. ​ Q. I need a prescription, is there a co-payment? Where can I get my prescription filled? A. Yes, the Fund has 3 levels of prescription co-payments, in addition, there is mail order available which will save you money if your prescription is for a longer period. ​ > Generic Drugs: $15 co-pay for retail and $30 co-pay for mail order > Preferred Brand Drugs: $35 co-pay for retail and $70 co-pay for mail order > Non-Preferred Brand Drugs: $65 co-pay for retail and $130 co-pay for mail order If you utilize an Out-of-Network Pharmacy, you will have a 50% co-insurance cost on your prescription. > Specialty Drugs: Subject to the cost share based on applicable drug tier. Not covered through mail order. Sav-Rx is our pharmacy benefit manager effective May 1, 2024, if you click on their website link on the Health Care page of this website, you will be able to find a Pharmacy near you or call (800) 228-3108. ​ Q. Is there a maximum I will pay for my prescriptions? A. Yes, once you have paid $900 per person / $1,800 family out-of-pocket for your calendar prescriptions cost then the Fund pays 100% of your prescription cost for the rest of that calendar year. ​ Q. How do I request a new prescription ID card? A. To request a new prescription ID card, please contact Sav-Rx at (800) 228-3108 or you can call the Benefit Office at (754) 777-7735. ​ Q. Is there any other benefits than the medical provided by the Fund, like dental? A. Yes, the Fund offers Dental Coverage through Florida Combine Life, a Florida Blue company. Check the Health Documents page for information on Florida Blue Dental. To find an in-network dentist quickly and easily, visit www.floridabluedental.com/find-a-dentist ​ Q. Is there a maximum benefit for the dental plan? A. Yes, the Plan Year maximum is $2,500 with coinsurance payable by Florida Blue Dental for covered services at 70%. You pay the remaining 30% of covered services. Orthodontia service for all insured with a lifetime maximum of $1,000. Dental plan year is January 1st through December 31st. ​ Q. How do I request a new dental ID card? A. To request a new dental ID card, please contact Benefit Office at (754) 777-7735. ​ Q. Is there any life insurance provided by the Fund? A. Yes, the Fund offers a self-funded Life Benefit and Accidental Death & Dismemberment benefit program for actively working members. There is no benefit available for your spouse or dependents nor if you are a retiree. ​ Q. I'm struggling with an issue, is there any counseling available? A. Yes, effective October 1, 2023, the Fund offers a Member Assistance Program through Ulliance. The Life Advisor Member Assistance Program provides assistance to members and their dependents cope with the many personal and work challenges that we all struggle with from time to time. You can read more on the program here . You can call 24/7 at (800) 448-8326 to speak with a counselor who can assist you or log in at lifeadvisor.com ​ Q. I am going to be retiring soon, is there any benefits provided to retirees? A. Yes, the Fund offers a reimbursement for your medical coverage if you worked in the GF, F, R1, R2, R5 , MESJ and MES2 job classifications and for the 60 consecutive month period preceding your retirement worked or had coverage, you may be eligible to receive a Retiree Subsidy payment. For more information on the Retiree Subsidy Benefit, click here . ​ Q. I am going to be turning 65 and am actively working, do I have to sign up for Medicare Part B? A. No, if you are of Medicare age but are actively working and covered under our Fund, you do not have to sign up for Medicare Part B &/or Part D but you must sign up for Medicare Part A. This is also applicable to your spouse, if your spouse is of Medicare age and covered under your health coverage from this Fund, your spouse does not have to sign-up for Medicare Part B &/or Part D. Your spouse does have to sign up for Medicare Part A though.

SUS BENEFICIOS DE PENSIÓN La Junta de Fideicomisarios del Fondo Fiduciario de Pensiones MCASFLocal 725 se complace en darle la bienvenida al sitio web de Pensiones. Dentro de este sitio web, ahora tendrá acceso las 24 horas del día, los 7 días de la semana a los formularios solicitados comúnmente, enlaces destacados útiles y preguntas frecuentes sobre la información de sus beneficios. About The Pension Fund The MCASF Local 725 Pension Trust Fund is a defined benefit pension plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently may be amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Pension Plan. ​ You should file a Pension Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. MCASF Local 725 Pension Fund Annual Funding Notice IRS regulations require that the Annual Funding Notice be provided to members every year. The Annual Funding Notice reflects the Pension Plan's funded status as of the beginning of the 2023 Plan Year (January 1, 2023). Read AFN Here ¿Obtuviste una nueva cuenta bancaria? Si recibe un beneficio de pensión mensual y recientemente cambió su cuenta bancaria, debe actualizar su información de depósito directo con la Oficina del Fondo para asegurarse de que su próximo cheque de pensión se deposite correctamente. Puede actualizar su información directamente en su portal de participantes o puede descargar el formulario y enviarlo por correo a la Oficina del Fondo. DESCARGAR PARA MÁS INFORMACIÓN Con respecto a sus beneficios de pensión, elegibilidad y valor acumulado, comuníquese con la Oficina de beneficios al (754) 777 - 7735 EN LA PUNTA DE TUS DEDOS.... Puede encontrar preguntas frecuentes sobre el Fondo de Pensiones y documentos populares como una solicitud, un formulario de depósito directo y más. ¡Haga clic en los siguientes enlaces! Preguntas frecuentes Documentos Federal Tax W-4P Form IRS - Cambios requeridos para Formulario W-4P en 2023 Aprende más 2023 Formulario W-4P Obtenga su formulario aquí Helpful Pension Links Helpful Pension Links Your Link to AARP Your Link to Social Security Administration Your Link to the IRS Your Link to Veterans Affairs Your Link to the PBGC Portal del participante SU INFORMACIÓN DE PENSIÓN PERSONAL Ahora puede ver la información personal de sus beneficios de pensión, de forma segura y sencilla, las 24 horas del día, los 7 días de la semana. Directamente desde la computadora o incluso desde su teléfono. Además de la información de pensión, también puede ver su salud y los beneficios de contribución definida, así como las horas de trabajo y la información de dependientes. Haga clic para el portal>

EMPLOYER SERVICES MCASF Local 725 Service Corporation is pleased to welcome you to the Employer website. Within this website, you will have access 24 hours a day, 7 days a week to commonly requested forms, electronic remittance portal, and frequently asked questions regarding the remittance procedures and policies. About Employer Services The MCASF Local 725 Service Corporation provides the contributing employers of the Mechanical Contractors Association of South Fl. with an electronic repositories for their required fringe contributions as defined in the current Collective Bargaining Agreement between the MCASF and UA Local 725. Portal del empleador FÁCIL ... SEGURO ... RÁPIDO ¡El Portal de remesas en línea para empleadores ya está disponible! Puede remitir sus contribuciones semanales o mensuales electrónicamente y puede enviar su pago a través del portal. Ingrese al Portal> Manual para uso del portal> Video sobre el uso del portal New Wage & Benefit Schedule A new wage & benefit schedule is in effective starting with the first full pay period following 7/16. If you are remitting weekly or monthly fringes during the rate change period you will see each employee listed twice in the pre-process report. Additionally, all apprentices that advanced to their next apprenticeship classification will also be listed twice. Read More Auditorías de nómina (tienda) El Fondo ha vuelto a la revisión activa de los registros de nómina para garantizar el cumplimiento del convenio colectivo y la Política de recaudación para una recaudación eficiente y eficaz de las contribuciones requeridas. Consulte las preguntas frecuentes para obtener información adicional. Política de cobranza Preguntas frecuentes Member Assistance Progam Not Just for Your Local 725 Employee Members Para más información ¡Estamos aquí para ayudar! Si tiene preguntas adicionales, puede comunicarse con la Oficina de beneficios al (754) 777-7735 o puede hacer clic en la sección de Preguntas frecuentes. Para formularios, documentos, políticas y manuales, puede hacer clic en la sección Documentos. Preguntas frecuentes Documentos Helpful Industry Links MCASF Asociación de Contratistas Mecánicos del Sur de Florida Échales un vistazo> Local 725 Asociación Unida Local 725 Instaladores de tuberías de aire acondicionado y refrigeración Échales un vistazo> ARPEC ACRA Local 725 Comité Conjunto de Aprendizaje y Capacitación Aire acondicionado, refrigeración y montaje de tuberías Centro educativo Échales un vistazo> Asociación Unida United Association Fontaneros, instaladores de tuberías, instaladores de rociadores, instaladores de vapor, técnicos de servicio Échales un vistazo> MCAA Asociación de Contratistas Mecánicos de América Échales un vistazo> MSCA Contratistas de servicios mecánicos de América Échales un vistazo>

SUS BENEFICIOS DE RETIRO DE CONTRIBUCIÓN DEFINIDOS La Junta de Fideicomisarios del Fondo de Jubilación de Contribuciones Definidas del Local 725 de MCASF se complace en darle la bienvenida al sitio web de Contribuciones Definidas. Dentro de este sitio web, ahora tendrá acceso las 24 horas del día, los 7 días de la semana a los formularios solicitados comúnmente, enlaces destacados útiles y preguntas frecuentes sobre la información de sus beneficios. About the Defined Contribution Fund The MCASF Local 725 Defined Contribution Retirement Fund is a defined contribution retirement plan. The Plan most recently was amended and restated, effective July 1, 2021, and subsequently was amended from time to time to make necessary and desirable changes. ​ The Plan is managed by a Board of Trustees comprised of both Local Union 725 and MCASF representatives. This site provides Participants with online access to complete information about your Defined Contribution Retirement Plan. ​ You should file an Retirement Application well in advance of the date you expect to retire. You may request an Application from the Benefit Office, as well as seek assistance during the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of benefits. Defined Contribution Annual Statements The 2023 Valuation of your DC account(s) has been mailed. Watch your mailbox for your statement. ​ You can see your account balance with the interest gained in 2023 right now by logging into your participant portal! See Your Balance Resultados preliminares de inversión del DC Fund 7,3% hasta la fecha como o f 30 de junio de 2023 Declaraciones de DC Sus estados de cuenta de participantes de 2021 para el Fondo de Jubilación de Contribución Definida están en producción para el envío. ​ ¡No tiene que esperar el correo, puede obtener su saldo de 2021 ahora! Inicie sesión en su portal para ver.... Período de Elección Desde 1 de octubre al 30 de noviembre Mark your calendar to do the 2025 Election to increase your retirement benefit Estados de cuenta de 2022 DC Los estados de cuenta de 2022 DC se han enviado a la impresora. Mire su buzón pronto para su estado de cuenta. Pero no tiene que esperar para ver su saldo, puede obtenerlo ahora en línea. Inicie sesión en su portal de participantes. Portal del participante Resumen de la descripción del plan La Junta de Síndicos se complace en proporcionarle la descripción resumida del plan, a partir del 1 de julio de 2021 ​ Esta SPD proporciona el resumen más actualizado de las disposiciones y reglas del plan. Obtenga su SPD More Information On the Defined Contribution Retirement Plan, Contact the Benefit Office @ (754) 777-7735 or Click on the Frequently Asked Questions or Documents pages for additional information or forms. Participant Portal You can review your personal information, 24 hours a day, 7 days a week. Check your account balance(s), hours worked, contributions received on your behalf, you beneficiary and more. You can do address changes directly in the portal as well as upload personal documents securely. Useful Links AARP Internal Revenue Service Medicare Social Security Administration Veteran's Affairs