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Contact information for Benefit Service, administering benefits for participants of UA Local 725 and remittances for contributing employers of MCASF. Contacto 15800 Pines Blvd., Suite Pembroke Pines, Florida 333027 754-777-7735 info@725benefits.org First Name Last Name Email Message Thanks for submitting! Send

This page answers FAQs for the Health Fund for UA Local 725 and MCASF Preguntas frecuentes Esta página contiene preguntas frecuentes sobre el Fondo de Pensiones. Si tiene alguna pregunta o inquietud con respecto a su beneficio de jubilación, comuníquese con la Oficina de Beneficios al 754-777-77353 o info@725benefits.org Fondo de pensiones Preguntas frecuentes Q. How do I become a Participant in the Plan? A. You will become a Participant on the first day of the month in which you accrue 400 Hours in Covered Employment during a period of 12 consecutive months beginning with your first day of employment ending on your first anniversary of employment. Q. I am going through a divorce, what happens to my pension? A. If your former spouse is awarded a portion of your earned benefit through the Plan, it will be necessary that you and your former spouse complete a Qualified Domestic Relations Order (QDRO) so that the Plan can pay benefits to your former spouse. You may contact Benefit Services and request that a sample QDRO be provided to you. Q. Does the Pension Plan affect Social Security benefits in any way? A. No. Q. Can pensions be paid or assigned or garnered to others? A. No. Pensions cannot be assigned to a third party. The only exceptions are for payments in accordance with a "Qualified Domestic Relations Order," or on the death of the Participant to a designated beneficiary. Q. If benefits are denied, may a participant or beneficiary appeal? A. Yes. Any participant or beneficiary denied a benefit has the right to appeal to the Trustees within 60 days after the date shown on the letter of denial. The rules for filing an appeal are outlined in your Summary Plan Description (SPD). Q . How far in advance should I request an application for retirement? A. You can request an application for retirement any time during the 180 days prior to your expected retirement date but in no event, not later than the last working day of the month prior to the month in which you want to retire with this Plan. Though you can download the application on this website, you will still need the benefit option form, which details available optional benefits as well as the monthly value for those benefits. That form is provided to you from Benefit Services only. Q. In addition to the application for retirement, what other documents do I have to submit to Benefit Services? A. You will need to provide photocopies of the birth certificates for you and your spouse, copy of your marriage license, copy of photo state issued identification for you and your spouse, and copy of you and your spouse's Social Security card. If you are divorced, you are required to submit a copy of the final judgment of dissolution with copies of the marital settlement or property settlement agreement and/or a copy of the Qualified Domestic Relations Order (QDRO). Q. I am currently receiving a monthly pension benefit from the Plan and would like to change the tax withholding. What needs to be done? A. You can change your tax withholding as often as you wish by completing a new W-4P which can be obtained from Benefit Services or downloaded from the website. Once this form is completed, you must return it to Benefit Services for implementation. You may submit your W-4P form through the Participant Portal. Q. I am currently receiving a monthly pension benefit from the Plan and would like to change the bank account information. How do I change this information? A. You can change your direct deposit information by completing a new Direct Deposit Form which can be obtained from Benefit Services or downloaded from the website. Once this form is completed, you must return it to Benefit Services for implementation. You may also change your bank account online through the Participant Portal. Q. I am thinking of retiring, what is the earliest age I can retire? A. A member can retire as early as age 55 as long as you have 10 vesting credits. If you retire early, your benefit will be reduced for every month you retire prior to the normal retirement age of 65. Also, if you retire early, you may not work in the trade, craft, industry anywhere in the United States and continue to receive your monthly benefit, you will be suspended until you are no longer working. You should contact Benefit Services to discuss your eligibility for early retirement. Q. I recently moved, how do I change my address? A. For your protection, all address changes must be submitted in writing. You can change your address in one of three ways: a) Mail or fax a letter to Benefit Services with your new address or b) Complete the Address Change Form located on this website and mail or fax to Benefit Services for processing. c) Log into your Participant Portal and complete the address change form online. Q. I am age 65 and I'm contemplating retiring, can I still work for my employer and receive my monthly pension benefit? A. If you are age 65 and want to retire and continue to work for a Local 725 contributing employer, YES, you can receive your monthly pension benefit and continue to work for your Local 725 contributing employer. There is no restriction of the number of hours you can work for that Local 725 contributing employer either and still receive your pension. Q. Whom should I contact if I'm getting a divorce and what documents do I need to submit? A. Please call Benefit Services and advise the Retirement Services and Healthcare Departments that you are getting a divorce or have already gotten divorced. You will also need to submit a FULL copy of your Dissolution of Marriage Judgment, QDRO (Qualified Domestic Relations Order) Martial Settlement or Property Settlement Agreement and any Qualified Medical Child Support Order to this office. Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. Benefit Services does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. Q. I am age 65, retired and still am working for my employer, does my pension get adjusted for the work I am doing now? A. Yes, an age 65+ working retiree, will have their monthly pension benefit adjusted for the work they are doing in a Plan Year as long as you work at least 400 hour in the plan year, which runs January through December. Each February, Benefit Services reviews all working retirees of Local 725 contributing employers and recalculates their monthly pension benefit based on the hours worked and contributions received on your behalf. Q. Do I have to complete the Pension Verification Statement I received in the mail? A. Yes, the Pension Plan Rules requires periodic certification of all participant's retirement status for the previous 12 months. Failing to complete the statement by November 1st will result in a suspension of your future benefit payments until Benefit Services receives your completed Verification Statement. Contact Retirement Services for any additional questions you may have about your pension benefit.

providing answers to FAQs for Employers of UA Local 725 & MCASF Preguntas frecuentes Esta página contiene preguntas frecuentes sobre los servicios para empleadores. Si tiene alguna pregunta o inquietud con respecto a los servicios para empleadores, debe comunicarse con Servicios de Beneficios al 754-777-7735 o info@725benefits.org Servicios para empleadores Preguntas frecuentes Q. Can I remit my contribution reports weekly? A. Yes, you can elect to remit your reports weekly. Please be advise that your reports are due within 10 working days from the weekly payroll period. Q. I have questions concerning the Collective Bargaining Agreement? A. You should contact Julie Dietrich with the Mechanical Contractors Association of South Florida at j.dietrich@mcasf.org or at (305) 290-3970 . Q. I have a small company and I report weekly, can I report two pay periods on one report? A. No, if you report two payroll periods on one report, the first week of that report will be deemed late as it will be received after 10 working days following the end of that payroll period. Q. If I am late with my remittance report and payment, is there a penalty? A. Yes, if your report and payment is received after 10 working days after the weekly payroll period end or month end period, a late fee will be assessed. Refer to the Collection Policy on the Documents link. Q. What is the late remittance penalty? A. The following provisions apply to the assessment and payment of the late payment assessment: 1) If you have not been late more than two times in a twelve month period, the fee shall be 10% of the contributions total amount due. 2) If you have been late three times in a twelve month period, the fee shall be 15% of the contributions total amount due. 3) If you have been late more than three times in a twelve month period, the fee shall be 20% of the contributions total amount due. Q. Am I required to have a bond? A. Yes, all employers are required to submit a bond. $1,800.00 per employee ($2,500 beginning 1/1/26) if you report weekly or $4,000.00 per employee ($6,000 beginning 1/1/26) if you report monthly. Benefit Services will provide you with your requirement bond amount, which is reviewed every 6 months. If there is no change in your required amount, you must submit your "Continuation Certificate" each year. Q. Can I remit my reports through the mail? A. No, all contractors must submit their remittance reports online through the employer portal. Please contact Benefit Services for assistance with logging into the portal. Q. Can I make my payment electronically? A. Yes, you can submit your payment via ACH or Wire transfer. If you need to send a check, please contact Benefit Services for assistance. Q. How do I know if my employee elected to contribute to the DC Fund? A. Benefit Services sends each contractor a list of their Local 725 members who elected to contribute to the DC Fund. The election period is October 1st through November 30th each year for the following year and the list is mailed to you before the end of December so you can program the member's payroll deduction accordingly. You may get a new employee during the year and that employee's referral will list his/her DC elective. Also, the employee is responsible to inform his new employer of his/her election and you can also contact Benefit Services to obtain that information. Q. I have an employee who elected to contribute to the DC Fund, is there any penalty if my remittance report is late? A. The Department of Labor requires that employee 401(k) elective deferral contributions must be deposited into the Plan in a timely fashion. The CBA dictates that elective deferral contributions are considered timely if they are received at the Benefit Office within 10 working days following the end of the payroll period and that failure to timely deposit employee elective deferral contributions results in a prohibited transaction under Section 4975 and Form 5530 (Return of Excise Taxes Related to Employee Benefit Plans) must be filed by the employer responsible to deposit those elective deferral contributions timely. Q. I'm an Owner-Operator, is there an hourly requirement that I must remit? A. Yes, you must submit the actual number of hours worked, however, you must remit minimum of 40 hours a week, 52 weeks a year. If you are remitting monthly reports, you would remit your contributions on a minimum of 173.33 hours per month. Q. For an Owner-Operator, am I required to remit on a certain number of bargained employees? A. Yes, you must remit on at least one apprentice or one journeyman in addition to yourself. Q. When is the next wage & benefit rate increase? A. The Wage & Benefit rate increases generally occur on July 16th of each year. Q. If I am on a Participation Agreement with the Health Fund, am I required to provided coverage to all my non-bargained staff? A. Yes, all non-bargained employees must be given coverage for any employer utilizing a Participation Agreement. Q. On the remittance form, there is a reporting fee...what is this? A. An employer shall pay the Service Corporation a processing fee per weekly or monthly reporting period determined by the Service Corporation, which fee shall be added to contribution reports & payments as noted in "Article XI: Fringe Benefits, section 11.01, paragraph F. Contribution Reporting Fee" in the CBA. The current processing fee is $6.00 per reporting period, this fee was previously invoiced separately quarterly to employer, beginning with the 7/19/19 wage & benefit schedule, this fee has been added directly to the remittance form. Q. I received a letter indicating my company has been selected for an audit, what does this mean? A. The Trustees of the Service Corporation in conjunction with the Employee Benefit Trust Funds has established a Collection Policy to ensure the effective and efficient collection of contributions from employers. To monitor and ensure proper compliance with the CBA, the Funds have established a payroll (shop) audit program. This program allows an independent auditor to inspect/examine pertinent business records to ensure compliance. The program has randomly selects contributing employers monthly to examine their records once every three years. The current independent auditor is Novak Francella, LLC, who conducts the audits either electronic submission or in person. Q. What records to I have to provide for a payroll (shop) audit? A. The pertinent business records that the independent auditor (Novak Francella) include but not limited to: * Payroll books and records, including weekly payroll records; * IRS forms 941; * IRS forms 1099; * IRS forms 940; * Daily time sheet records; * General Ledger and cash disbursement records; * Florida tax form UTC-6; * Any other records or documents that are deemed necessary to complete the audit. Q. Do I have to comply with a payroll (shop) audit? A. Yes, any employer that fails to cooperate in any examination authorized by the Funds shall be responsible for all of the costs and attorney fees incurred in compelling the employer's compliance. Q. What if the audit shows an underpayment? A. If the examination of your books and records reveals that an amount is due, then in addition to all other assessments due to such underpayment, the employer shall pay the cost to have performed the audit and any attorney or collection fees incurred.

Information regarding Benefit Services and what they administer for UA Local 725 and MCASF Sobre nosotros Benefit Services se estableció en 2018 para brindar una administración profesional, atenta y dedicada de los beneficios de atención médica y jubilación a los miembros y sus dependientes de United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 y para brindar apoyo de remesas a los empleadores contribuyentes de Mechanical Contractors Association of South Florida. Las Oficinas de Servicios de Beneficios están ubicadas en 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. Profesional. Amable. Dedicado. Jeffrey Allen Administration Lianet Prieto Employer Services Josh Allen Retirement Services Jennifer Vasquez Healthcare Services Roberto Mattei Accounting

Providing answers to FAQs for the Defined Contribution Plan for UA Local 725 & MCASF Preguntas frecuentes Esta página contiene preguntas frecuentes sobre el Fondo de Jubilación de Contribución Definida. Si tiene alguna pregunta o inquietud con respecto a su beneficio de jubilación de contribución definida, comuníquese con la Oficina de Beneficios al 754-777-7735 o info@725benefits.org Fondo de jubilación de contribución definida Preguntas frecuentes Q. When do I become vested? A. You become 100% vested in your Employer account when you obtain 2 full vesting credits. You are 100% vested in your Elective account immediately. Q. Do I need to do anything to enroll in the Plan? A. No, you become a Participant automatically after you work one (1) hour in covered employment. Q. What is the Plan Year? A. The Plan Year is January 1st through December 31st. Q. When can I start Participating in the Plan? A. You must work at least one (1) hour in covered employment within a Plan Year. Q. Who is eligible to become a Participant in the Plan? A. You are eligible to participate in the Plan if you work for an employer that is required to make contributions to the Defined Contribution Retirement Plan for the work you perform. For most Participants, this means working in a position covered by a collective bargaining agreement between the employer and the union. If you are an owner/operator, you can participate provided you contribute 40 hours per month. Q. How can I make my retirement account larger? A. You can increase your retirement nest egg by electing to have employee deferred contributions withheld from your weekly gross pay and placed in your elective account with the Defined Contribution Retirement Plan. Each October 1st through November 30th you are able to elect an amount per hour that you'd like withheld from your gross pay. This amount will be for that next full calendar year. The maximum amount of elective contributions for 2025 is $23,500. If you will be at least 50 years old by December 31, 2025, you may elect to have an additional "Catch-Up" elective contribution of up to a maximum of $7,500. Before deciding on electing an employee elective contribution, which will be deducted from your gross pay, you should consult a personal financial and tax advisors for guidance. The elective form will be available on the Defined Contribution Retirement Plan's documents tab on this website during October 1st through November 30th. Q. How do I apply for a benefit? A. The first step is to request an application from Benefit Services. The application is also available on the website for your convenience. The application form will come with instructions and information about the type of documentations you will need to include with your completed application. Q. What if I get divorced? A. If you get divorced, please contact Benefit Services to update your records. If you wish to change your beneficiary designation, Benefit Services can provide you the proper form. Please note: Your former spouse may have rights to all or part of your benefit even if you designate a new beneficiary. A court may issue a Qualified Domestic Relations Order (QDRO) in connection with your divorce requiring the Defined Contribution Retirement Plan to pay part or all of your Defined Contribution Retirement Plan benefit to your former spouse for reasons such as spousal or child support or division of marital property. Please contact Benefit Services for further information regarding QDRO requirements. Don't forget to contact the Union Hall (305) 681-8596 to provide them with a copy of your divorce decree. Benefit Services does not and cannot provide a copy to the Union Hall without your written approval to share that information/documentation. Q. What happens if my spouse remarries after I die? Will he/she lose the benefits from the Plan? A. No. Payments to your surviving spouse will not be affected by remarriage. Q. If I die, will my spouse or other beneficiary automatically be contacted about death benefits? A. If you are actively employed when you die, Benefit Services will contact your spouse or beneficiary. Otherwise, your spouse or beneficiary will need to notify Benefit Services of your death to get the process started. You should alert your spouse or beneficiary to that need. Q. What is the Valuation Date? A. The value of your individual account is updated as of December 31st of each Plan Year. The value of your account includes:

Information regarding Benefit Services and what they administer for UA Local 725 and MCASF Sobre nosotros Benefit Services se estableció en 2018 para brindar una administración profesional, atenta y dedicada de los beneficios de atención médica y jubilación a los miembros y sus dependientes de United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 y para brindar apoyo de remesas a los empleadores contribuyentes de Mechanical Contractors Association of South Florida. Las Oficinas de Servicios de Beneficios están ubicadas en 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. Los fondos Los Fondos Fiduciarios de Beneficios para Empleados son administrados y mantenidos por una Junta de Fideicomisarios, que consta de un número igual de fideicomisarios designados por los trabajadores y por la gerencia. Cada Fondo Fiduciario de Beneficios para Empleados se administra a través de los términos y disposiciones de su respectivo Documento de Plan y Acuerdo de Fideicomiso. El Consejo de Administración. Claims administration ~ When a plan contracts with a third party, such as Florida Blue, to review and manage claims, making sure they align with plan documents. Consolidated Omnibus Budget Reconciliation Act (COBRA) ~ A federal law that allows you (and your family) to temporarily continue your employer-sponsored group health insurance coverage after a qualifying event. Coinsurance: A percentage of costs you pay after meeting your deductible. Copayment ~ A fixed dollar amount you pay for specific services, like a doctor visit. Deductible ~ The amount you pay for covered services before insurance starts paying. Eligibility ~ Requirements (like hours worked) as a prerequisite to begin, or continue to receive coverage. Hour Bank ~ A simple account of accrued hours that an employee may use when they work fewer than the required hours in a month for coverage. MCASF Local 725 Health coverage requires 100 worked hours per month. In-Network Provider ~ A doctor or facility contracted with your health plan for lower costs. Out-of-Network Provider ~ A doctor or facility not contracted with your health plan, usually having higher costs. Out-of-Pocket Maximum ~ Yearly cap on what you pay for health care services. Preferred Provide Organization (PPO) ~ A plan, such as this Health Plan, that offers lower costs for in-network providers but allows out-of-network care. Pre-Authorization/Prior Authorization ~ When plan approval is required before certain services or treatments are received by you. Qualified Medical Child Support Order (QMSCO) ~ A state ordered decree under ERISA requiring an employer-sponsored health plan to cover a child, usually following a divorce or separation. Self-Insured ~ When a plan, such a this Health Plan, pays for all claims using the plan's assets and the plan controls the plan design. Fully Insured ~ When covered services are insured by a third party, like Blue Cross, United Health, etc. that pays for all claims and limits plan design changes. Nuestro equipo Los Fondos Fiduciarios de Beneficios para Empleados son administrados y mantenidos por una Junta de Fideicomisarios, que consta de un número igual de fideicomisarios designados por los trabajadores y por la gerencia. Cada Fondo Fiduciario de Beneficios para Empleados se administra a través de los términos y disposiciones de su respectivo Documento de Plan y Acuerdo de Fideicomiso.

Information regarding the Health & Welfare benefits for the participants of UA Local 725 Sus beneficios de atención médica La Junta de Fideicomisarios del Fondo Fiduciario de Salud y Bienestar del Local 725 de MCASF se complace en darle la bienvenida al sitio web de Health Care. Dentro de este sitio web, ahora tendrá acceso las 24 horas del día, los 7 días de la semana a los formularios solicitados comúnmente, enlaces destacados útiles y preguntas frecuentes sobre la información de sus beneficios. Acerca del Fondo de Salud El Fondo Fiduciario de Salud y Bienestar Local 725 de MCASF es un plan de atención médica. El Plan fue modificado y reformulado recientemente, con vigencia a partir del 1 de julio de 2021, y posteriormente puede modificarse de vez en cuando para realizar cambios necesarios y deseables. El Plan está administrado por una Junta Directiva compuesta por representantes del Sindicato Local 725 y de MCASF. Este sitio ofrece a los participantes acceso en línea a información completa sobre su Plan de Atención Médica. Health Plan Benefits The MCASF Local 725 Health & Welfare Plan is your health plan; it is responsible for providing your benefits and setting rules for eligibility and coverage. To deliver these benefits efficiently, the Plan partners with specialized companies that administer specific services on its behalf. These vendors handle day-to-day operations such as processing claims, managing networks, and providing customer support, but the benefits themselves are funded and governed entirely by the Plan. Below are our partners in delivering your benefits. Beneficios medicos Florida Blue proporciona su red de beneficios médicos, para localizar un médico de atención primaria participante en la red Blue Choice, llame al 1-800-664-5295 o visite su sitio web en www.floridablue.com Florida azul Our Mission Your Health Matters Navigating health care can be confusing. Our glossary simplifies common terms, making it easier for you to understand your benefits and options. We're here to help. Learn More A cancer diagnosis brings difficult decisions and a great deal of uncertainty. The MCASF Local 725 Health & Welfare Plan is pleased to introduce a new no-cost support service available to Local 725 members and their eligible dependents through our partnership with CancerNavigator. CancerNavigator provides personailzed guidance from an oncology-certified Nurse Nagivator to help you understand your diagnosis, explore treatment options, coordinate care, and access the support you need every step of the way. CancerNavigator supports participants and families move forward with clarity and confidence by providing: Clear explanation of diagnosis and treatment options Assisting with scheduling appointments quickly with best centers in your area Preparation for your upcoming doctor visits Access to additional support, including emotional care, transportation, and community resources To reach a Nurse Navigator today, call the dedicated MCASF 725 phone number: 754-200-0507 or by visiting www.cancernavigator.com/mcasf725 to learn more. To Read More Click to Learn More About Your Vision Benefit eLearning Digital Education website Welcome to your eLearning Digital Education website. You will find information about the health plan the MCASF Local 725 Health Fund has selected for you along with helpful videos and a library of information to help you get the most out of your benefits. To get started, view the video here, then you can jump in and view the detailed benefits. Click below to find out more information. HAGA CLIC AQUÍ PARA COMENZAR What is in your wallet? Get to know your health coverage ID Cards Haga clic aquí para obtener más información Loss of Time Benefit Read More Annual Notices SBC Notice of Privacy Practices Summary Annual Report Childrens Health Insurance Program WHCRA Notice Newborns' Act Creditable Coverage Annual Notices On these tabs you will find the Annual Notices for participants of the MCASF Local 725 Health & Welfare Trust Fund. You may also find copies of these notices on the Health Fund's "Documents" page. Summary Annual Report A Summary Annual Report (SAR) is a mandated, simplified overview of the Health Plan's Form 5500, providing participants with key financial data. It ensures transparency regarding plan management. Read the 2024 SAR Summary of Benefits & Coverage The Summary of Benefits & Coverage (SBC) document will help you choose a health plan. The SBC shows you how you & the plan would share the cost for covered health care services . Please review it carefully Notice of Privacy Practices Your Information. Your Rights. Our Responsibilities. This notice describers how medical information about you may be used and disclosed and how you can get access to this information. Please review it carefully Children's Health Insurance Program The Children's Health Insurance Program (CHIP) is a federal-state partnership providing low-cost, comprehensive health coverage to uninsured children and teens. Read CHIP Notice Women's Health & Cancer Rights Act Under WHCRA, group health plans offering mastectomy coverage for certain services relating to the mastectomy. Read WHCRA Notice Newborns' & Mothers' Health Protection Act NMHPA is a US federal law the prevents group health plans & insurers from restricting hospital stay benefits to less than 48 hours for vaginal deliveries and 96 hours for cesarean sections. Read Newborns' Act Creditable Coverage Notice This notice has information about your current prescription drug coverage and options under Medicare's prescription drug coverage Read Creditable Coverage Para tu bienestar Free confidential assistance for Local 725 members Stress, anxiety and depression Relationship and family concerns Death of a loved one Substance abuse Financial and legal referrals Crisis counseling Ulliance Life Advisor 800-448-8326 brought to you by Más información No cost to you, or your covered spouse or children. Help is available 24 hours a day, 7 days a week . ¿Se está acercando a la edad de jubilación? Benefit Services está desarrollando una guía de jubilación para ayudarlo en su transición hacia la jubilación. ¡Esté atento a las próximas guías! Muy pronto Or contact Benefit Services @ 754-777-7735 to have a copy mailed to you. Broward Health & Memorial Healthcare Systems are still out-of-network with Florida Blue Broward Health & Memorial Healthcare Systems have chosen to go out-of-network with Florida Blue. These entities are still negotiating to achieve a fair agreement. However, until that occurs, all Broward Health & Memorial hospitals, physician groups and ancillary facilities are out-of-network for your plan. Utilizing a Broward or a Memorial provider while out-of-network will result in a higher cost share for you. While the Health Fund is not part of these negotiations, we encourage you to contact Florida Blue (800) 352-2583; Memorial Healthcare System (954) 276-7676; Broward Health (888) 551-4357 and ask these entities come to a resolution now as it has affected your ability to get the healthcare services you need. Sus recetas ahora están siendo manejadas por Sav-Rx A partir del 1 de mayo, Sav Rx se convirtió en el administrador de beneficios de medicamentos recetados del Fondo de Salud. Debe proporcionar a su farmacia la tarjeta de identificación de Sav Rx que recibió por correo. Esta es una tarjeta de seguro de medicamentos recetados, no una tarjeta de descuento. Esté atento a esta área para obtener más información útil sobre la cobertura de medicamentos a través del Fondo de Salud. Sitio web Llamar Guía Portal del paciente Prepárese para experimentar una manera fácil y cómoda de administrar sus medicamentos. ¡El portal Sav Rx pone sus beneficios de farmacia a su alcance! Leer más Visita el portal de Sav Rx Farmacia de pedidos por correo Sav-Rx MCASF Local 725 Health Fund's Medical Claims Administered By: Centros Florida Blue Lee mas Blog Florida Azul miami las cataratas Hialeah Fort Lauderdale / Amanecer Playa de Boynton / Playa de palmeras Puerto de Santa Lucía Blog Florida Azul Lee mas Centros Florida Blue Lee mas ADICIÓN SALUDABLE PROGRAMA PRENATAL Florida Blue ha encontrado algunas formas excelentes de ayudar a brindarle a usted y a su bebé la mejor atención disponible, incluso antes de que nazca. Más información Diseñe su camino personal hacia la salud Empieza hoy La importancia de visitar a tu dentista Aprende más Regular visits to your dentist go beyond examination of your teeth & gums. Dentists look at your head, neck, and jaw and thoroughly examine your mouth to spot early warning signs that may mean disease elsewhere in your body. Don't skip a dental checkup because of cost, time or anxiety. In the long run, missing visits will likely cost you more! Find - a - Dentist Aprende más www.floridabluedental.com Protéjase durante la temporada de gripe Obtenga más información sobre cómo evitar la gripe Más información sobre cómo evitar la queja ¿Puedo contraer la gripe por la vacuna contra la gripe? Soy joven, saludable y nunca he tenido gripe. ¿Realmente necesito una vacuna contra la gripe? ¿Cómo puedo saber si tengo un resfriado o gripe? Enlaces útiles sobre atención médica Florida Blue Your Link to Florida Blue Sandbay-Dental-Florida-Combined-Blue Your link to Florida Blue Dental Sav-Rx Prescription Service Your Link to Sav-Rx Prescription Services EyeMed Your link to Vision Program Ulliance Member Assistance Your link to Ulliance Life Advisor Member Assistance Medicare Your Link to Medicare CDC Your link to the Center for Disease Control Florida Dept. of Health Your link to the Florida Department of Health Health & Human Services Your link to the Department of Health & Human Services UA Pipe Pals Your link to the UA Pipe Pals Suicide & Crisis Lifeline Your link to the National Suicide & Crisis Lifeline Para más información ¡Estamos aquí para ayudar! Si tiene alguna pregunta sobre sus beneficios de salud o su elegibilidad, llámenos al (754) 777-7735 ¿A dónde debo acudir cuando necesito atención? Click on image for copy> ¿A dónde debo acudir cuando necesito atención? Click on image for copy> PAGOS COBRA COBRA A RE actualmente en la COBERTURA CONTINUA? Ahora puede realizar el pago de su prima mensual en línea con su cuenta de PayPal Fondo de salud MCASF Local 725 AHORA ACEPTA COBRA Y AUTOPAGOS A TRAVÉS DE PayPal Envíe el pago de su prima mensual haciendo clic en el botón de abajo. You do not need a PayPal account to make your payment! Transparencia en la Cobertura El cumplimiento de su Fondo de Salud con la CCA y la Ley No Sorpresas y la Transparencia en la Cobertura. Las reglas finales de Transparencia en la Cobertura exigen que los planes de salud grupales sin derechos adquiridos, como el nuestro, divulguen en un sitio web público información sobre: Tarifas negociadas dentro de la red para artículos y servicios cubiertos Monto permitido fuera de la red y cargos facturados por artículos y servicios cubiertos A partir del 1 de julio de 2022, estos archivos legibles por máquina (MRF) deben estar "disponibles públicamente y accesibles para cualquier persona de forma gratuita y sin condiciones, como el establecimiento de una cuenta de usuario, contraseña u otras credenciales o PII para acceder a la archivo" y debe actualizarse mensualmente. (Estos archivos son extremadamente grandes y la descarga de una persona se verá afectada por su hardware, navegador y velocidad de Internet) Puede acceder a estos archivos y documentos legibles  haciendo clic a continuación :  Sitio web de Transparencia

Information regarding Benefit Services and what they administer for UA Local 725 and MCASF Sobre nosotros Contratistas profesionales, capacitados y orgullosos de pertenecer al sindicato. Sindicato Local 725 de Instaladores de Tuberías El sindicato local 725 de instaladores de aire acondicionado, refrigeración y tuberías de United Association representa a más de 1200 miembros en el área del sur de Florida que trabajan en la industria de aire acondicionado, refrigeración y sistemas mecánicos. El trabajo del sindicato local 725 abarca la instalación, modernización, mantenimiento y reparación de plantas de tratamiento de agua y alcantarillado, instalaciones de tuberías de combustible para aeropuertos, instalaciones de tuberías de tinta para plantas de periódicos, sistemas de amoníaco y glicol para cámaras frigoríficas y pistas de hielo, plantas farmacéuticas y muchas otras. Fundado el 22 de junio de 1950, la jurisdicción del Sindicato Local 725 abarca los condados de Miami-Dade, Broward y Monroe, así como la jurisdicción en 4 condados costeros de la costa oeste de Florida; Collier, Lee, Charlotte y Sarasota para todos los servicios mecánicos de HVAC. El centro de capacitación del Local 725, ARPEC (Centro de Educación en Aire Acondicionado, Refrigeración y Montaje de Tuberías) tiene profundas raíces en el estado de Florida y se registró por primera vez como programa de aprendizaje el 11 de octubre de 1949. Desde entonces, ARPEC ha seguido siendo uno de los programas de aprendizaje más respetados en los Estados Unidos y Canadá. Visita el sitio web de UA 725 Visita el sitio web de UA 725

vision program for members & eligible dependents of UA Local 725 Every waking moment, your eyes invite you to engage in life. VISION BENEFITS Your Vision Benefit is a valuable addition to your Health Plan, designed to help Local 725 members and their eligible dependents maintain healthy eyesight and access to quality eye care. Through our partner, EyeMed, this benefit gives you the freedom to choose from thousands of in-network providers, including independent eye doctors, popular retail locations, and even online options, so you can select the provider and eyewear brands that best fit your needs and style. Key features include: Coverage for annual comprehensive eye exams, which not only helps you see your best but can also detect early signs of serious health conditions. Benefits for prescription glasses, contact lenses, or both, with member-only discounts and extras. A safety glasses benefit for active members (in addition to regular glasses) Easy access to care: Find providers, schedule appointments quickly, and manage your benefits on the go, through the convenient EyeMed member app. All services are designed to make eye care straightforward, affordable, and tailored to you. How to Access & Use Your Vision Benefits Your Vision Benefit Provider The MCASF Local 725 Health & Welfare Fund selected EyeMed to be our partner for your vision benefit. www.eyemed.com As an eligible participant in the Health Fund, you now will have a vision benefit as outlined in the Benefit Summary. Click on the button below to read the Benefit Summary. All eligible working union members have a safety glass benefit in addition to your regular eye glass benefits. This page highlights some of this information. If you use an in-network EyeMed provider, you don't need to worry about an ID card. You can set an appointment with that in-network eye doctor and when you go to your appointment, you just have to tell them your name and birthday and they will handle the rest. Please see below for Frequently Ask Questions and other information on why it's important to get an eye exam. Customer Care Center : (866) 800-5457 Locate in-network providers, listen to member benefit information, speak to a customer service representative, etc. Benefit Summary Safety Benefits FAQs Eye Exam Can Show

Information regarding Benefit Services and what they administer for UA Local 725 and MCASF Sobre nosotros Benefit Services se estableció en 2018 para brindar una administración profesional, atenta y dedicada de los beneficios de atención médica y jubilación a los miembros y sus dependientes de United Association Air Conditioning and Refrigeration Pipefitters Local Union 725 y para brindar apoyo de remesas a los empleadores contribuyentes de Mechanical Contractors Association of South Florida. Las Oficinas de Servicios de Beneficios están ubicadas en 15800 Pines Blvd., Suite 201, Pembroke Pines, Florida 33027. MCASF Local 725 Pension Trust Fund Is a Defined Benefit retirement plan that provides Local 725 members with a valuable retirement benefit: a secure, predictable income in retirement. Unlike many other retirement plans, this Plan promises a specific monthly benefit amount for life, calculated based on your years of service and other factors outlined in the Plan. The Board of Trustees and professional investment managers handle all investment decisions and risks, ensuring your benefit is paid reliably regardless of market conditions. This guaranteed lifetime income, often described as a "traditional pension", is very rare and excellent benefit in today's world, offering true financial peace of mind in retirement. The MCASF Local 725 Pension Plan isn't just a benefit on paper. It's union-negotiated monthly income that, for some people, makes the difference between living with comfort and dignity in your retirement and just getting by. Visit the Pension Page MCASF Local 725 Health & Welfare Trust Fund Your Plan, with claims paid by your contributions This Health Plan operates under a self-funded model, meaning the money used to pay claims comes directly from the fund's assets, which are paid by MCASF contractors on behalf of their employees who are Local 725 members. In simple terms, every dollar counts and enables us to keep the plan well-funded so it can provide excellent benefits to you and your family. One way we make sure that your plan assets are being used appropriately is by through an annual verification. Each year, you are required to submit an Annual Family Statement. This form plays an important role in ensuring that only eligible family members are covered by the plan. If the Annual Family Statement isn't submitted, health coverage is suspended until the form is received. The Board of Trustees is required by federal law to be good stewards of the Plan's assets. This annual verification process helps them accomplish that by ensuring that your health plan assets are only used to cover individuals who should be covered. Visit the Health Page MCASF Local 725 Defined Contribution Retirement Trust Fund Is a Defined Contribution retirement plan that provides Local 725 members with an additional valuable retirement benefit, either in a lump sum benefit or periodic distributions of your account balance. Unlike a pension plan, the defined contribution plan does not promise a specific amount of benefits at retirement. The Board of Trustees and professional investment managers handle all investment decisions for the MCASF Local 725 Defined Contribution Retirement Plan. Your account balance is pooled with all of the other members of Local 725 and invested to hopefully gain investment interest to provide you with an attractive lump sum benefit at retirement. You can help make your account balance grow by electing to have your employer withhold a certain amount per hour from the hours you work on a pre-tax basis. Visit the Defined Contribution Page

Providing valuable documents for the Health Fund for UA Local 725 & MCASF Documentos de atención médica Formularios de atención médica 1 Formularios de inscripción Complete Enrollment Packet Enrollment Documents Check List lista de verificación de documentos de inscripción Enrollment & Vital Information Form formulario de inscripción e información vital HIPAA Release Form Autorización para divulgar información médica protegida Loss of Time - Disability Benefit Full Application Loss of Time - Physician's Statement Loss of Time - Direct Deposit Form Supplemental Self-Pay Election Form Retiree Subsidy Benefit Election Form Retiree Subsidy - Direct Deposit Form 2 Formularios estándar Formulario de verificación de cambio de dirección Formulario de verificación de cambio de dirección (rellenable) formulario de cambio de dirección Formulario de beneficiario Formulario de beneficiario (rellenable) formulario de selección de beneficiarios 3 Declaración familiar anual Declaración familiar anual 2024 Declaración familiar anual de 2024 (rellenable) Documentos del plan de salud Los siguientes documentos pertenecen a todas las partes del plan. Si hay un documento que necesita que no figura en la lista, comuníquese con la Oficina de beneficios. Resumen de beneficios y cobertura para 2021 Pérdida de tiempo: disposiciones sobre prestaciones por discapacidad Reglas de subsidio para jubilados Reglas complementarias de pago por cuenta propia Aviso de prácticas de privacidad de HIPAA Divulgación de la Ley de recién nacidos Salud de la mujer y derechos contra el cáncer Programa de seguro médico para niños Resumen de beneficios y coberturas para 2020 Resumen de beneficios y coberturas para 2019 Envíos por correo sobre atención sanitaria Informe anual resumido para el 31-12-19 Informe anual resumido para el 31/12/18 Aviso del Memorial Hospital Declaración anual de la familia Opciones azules A continuación se enumeran los servicios y productos que se ofrecen a través de nuestro proveedor de la red médica, Florida Blue. Opciones de autoservicio Florida Blue Centros médicos Sanitas mySanitas Chat Centros para participantes de Florida Blue Aplicación móvil Florida Blue ¿Dónde debo acudir para recibir atención? Pautas de cuidado preventivo Saber antes de ir Mejor tu zancadas Carta del Memorial Hospital a los miembros Sitio web médico A continuación se enumeran los servicios y productos que se ofrecen a través de nuestro administrador de beneficios de farmacia, Sav-Rx. Carta de bienvenida Folleto Prescription Website Dental A continuación se enumeran los servicios y productos que se ofrecen a través de nuestro proveedor de red dental, Florida Combined Life, una empresa de Florida Blue. Tu red dental Navegando por la red de proveedores dentales La importancia de visitar al dentista ¿Tiene preguntas sobre su cobertura dental? Salud bucal para la salud general Resumen de beneficios ~ 1/8/21 - 31/12/21 Resumen de beneficios ~ 1/1/22 - 31/12/22 Sitio web dental A continuación se muestra información sobre el Programa de asistencia para miembros que ofrece nuestro proveedor, Ulliance Life Advisor Member Assistance Program. Resumen del programa de asistencia a los miembros Cómo iniciar sesión en el portal Life Advisor Asistencia legal y financiera A continuación se muestra información sobre el Programa de asistencia para miembros que ofrece nuestro proveedor, Ulliance Life Advisor Member Assistance Program. Resumen del programa de asistencia a los miembros Cómo iniciar sesión en el portal Life Advisor Asistencia legal y financiera Vision Website ¿Se está acercando a la edad de jubilación? Benefit Services está desarrollando una guía de jubilación para ayudarlo en su transición hacia la jubilación. ¡Esté atento a las próximas guías! Muy pronto

Information regarding Benefit Services and what they administer for UA Local 725 and MCASF Sobre nosotros Altamente calificados. Orgullosos de pertenecer a un sindicato. Fuertes sindicatos. Sindicato Local 725 de Instaladores de Tuberías El sindicato local 725 de instaladores de aire acondicionado, refrigeración y tuberías de United Association representa a más de 1200 miembros en el área del sur de Florida que trabajan en la industria de aire acondicionado, refrigeración y sistemas mecánicos. El trabajo del sindicato local 725 abarca la instalación, modernización, mantenimiento y reparación de plantas de tratamiento de agua y alcantarillado, instalaciones de tuberías de combustible para aeropuertos, instalaciones de tuberías de tinta para plantas de periódicos, sistemas de amoníaco y glicol para cámaras frigoríficas y pistas de hielo, plantas farmacéuticas y muchas otras. Fundado el 22 de junio de 1950, la jurisdicción del Sindicato Local 725 abarca los condados de Miami-Dade, Broward y Monroe, así como la jurisdicción en 4 condados costeros de la costa oeste de Florida; Collier, Lee, Charlotte y Sarasota para todos los servicios mecánicos de HVAC. El centro de capacitación del Local 725, ARPEC (Centro de Educación en Aire Acondicionado, Refrigeración y Montaje de Tuberías) tiene profundas raíces en el estado de Florida y se registró por primera vez como programa de aprendizaje el 11 de octubre de 1949. Desde entonces, ARPEC ha seguido siendo uno de los programas de aprendizaje más respetados en los Estados Unidos y Canadá. Visita el sitio web de UA 725